Make sure your signature doesn't extend into that space, or the bank may refuse the check. Sign your name on one of the gray lines. To endorse a check, you typically only have to sign your name in pen using blue or black ink. If your name on the check differs from your name on your government-issued photo ID, or on your bank account, you may want to print the correct spelling of your name under your signature.
You may also want to add your job title to show you are authorized to cash or deposit the check in the name of the company. Cash or deposit the check immediately. Once you've signed the check, it becomes a "bearer instrument," meaning anyone who finds it can cash it. If you're traveling to the bank, don't sign your check until you get there. You may also have to provide a thumbprint for identification services.
Check cashing services will charge you a fee to cash the check. Banks typically charge a fee as well, unless you have an account with that bank.
If you don't have a bank account, you may want to take this opportunity to open one, using the check is your initial balance. Otherwise, you can get the check cashed at a check-cashing service available at discount or grocery stores. You can also go to the bank that issued the check. That bank will have its name and logo printed on the front of the check. Write " For Deposit Only " on the top endorsement line. This restrictive endorsement ensures that the check's funds can only be deposited in a bank account in your name.
If someone finds your check, they won't be able to do anything with it. Include your bank account number. Some banks require you to include the account number where you want the check's funds deposited. Even if it's not required, it might be a good idea if you have more than one bank account at the same bank.
While you'll also include this information on the deposit slip, it helps to also put it on the check in case the two get separated. Additionally, checks deposited using an ATM or a mobile app may not have deposit slips. Because it's a security risk, if you're traveling to the bank to deposit the check in person, wait until you get there to write your account number on the check. Sign the check below your restrictions. Once you've included the deposit restriction, sign the check as you normally would, using a pen with blue or black ink.
Signing below the restrictions gives them effect — if you sign above the restrictions, they aren't considered valid. The account number just tells the bank where to deposit the funds from the check.
Some banks prefer that you put your account number under your name. Deposit the check at your bank. Once you've completed a restrictive endorsement, you can deposit it at any time.
There's no worry of someone else taking the check, because a bank won't process it for anyone other than you. Make sure the person taking the check to the bank for you is someone you trust. When using a mobile banking app to deposit your check, some banks require this restrictive endorsement. Without it, someone could take the check to another bank and attempt to cash it. Find out the bank's policy on third-party checks. Banks don't have to accept checks signed over to someone else called "third-party checks" , and many banks refuse them.
Before you sign your check over to someone else, call the bank where the person is going to take the check and make sure they accept checks endorsed this way. Generally, the person will have better luck getting a third-party check accepted if they go to a bank where they have an account and present the check for deposit.
You may also have to go with them to validate your signature. Write "Pay to the Order of" on the top endorsement line. Using a pen with blue or black ink, clearly print the words at the very top of the endorsement area.
Make sure you leave enough room for both you and the other person to sign in the endorsement area. They person you sign your check over to will have to sign it as well. Print the name of the person you want to have the check. Either next to or below the words "Pay to the Order of," carefully print the name of the person you want to sign your check over to. The name should be legible and written in blue or black ink.
Sign the check underneath the printed name. Since you were the check's original payee, you still have to sign it. As with restrictive endorsements, endorse underneath your transfer instructions to give those instructions legal effect. If possible, leave room for any restrictive endorsements or other information they may want to add. Give the person the check. At this point, the processing of the check becomes the responsibility of the person you've signed it over to.
However, some banks are cautious about third-party checks and may want to get confirmation from you before they accept the check.
You may also have to go to the bank with the person, especially if the check is for a large amount. Only an executor of administrator of a deceased person's estate can deposit or cash checks in the deceased person's name.
However, in most cases, the bank will accept a copy of the spouse's death certificate and evidence that the person cashing the check is the executor or administrator. Not Helpful 1 Helpful 7. Can I deposit into my bank account a check given to my cousin from the company where he works?
Yes, you can deposit the check in your account if the payee on the company check is in your cousin's name and he subsequently endorses the check over to you. For example, he would write on the back of the check "Pay to the order of [your name]" and sign his name.
Not Helpful 2 Helpful 2. If a check was made out to two people, can it be endorsed over to one person? And will all 3 people need to be present to deposit the check? Both payees should endorse if the check if it's made out to one "and" the other, and then the check can be given to any other person, who will also have to endorse before cashing or depositing. There is no need for all to be present when depositing once it's endorsed. Not Helpful 0 Helpful 6. How can I get a check endorsed when the person is out of state with an emergency?
If the payee will be gone for awhile, mail the check for an endorsement. Not Helpful 0 Helpful 5. Not Helpful 0 Helpful 4. While free writing contests are definitely great, it would be a little odd to overlook ones with fees. Check this one out, insider tip: For example, the Erma Bombeck Writing Competition https: Entry length must be words or less for either a Humorous or Human Interest entry.
I have problems in finding short story competitions as I live in England. If you do post any short story competitions or any in the literary format, that would excite my senses. You may want to check out these sites- but be aware, some require subscriptions, give precedence to subscribers or charge small entry fees; but not all do, and there are some free entrance comps in Canada that are worthwhile. Looking for a contest that my 10 old son can enter or a publishing company that can help with self-publishing.
Any recommendation or advice please? Our university just launched a new competition no entry fee, no gimmicks called FutureScapes. Hugo-Award winning author Mary Robinette Kowal will be our judge this inaugural year. The is a Mini Essay Writing Contest at biopage. It is for really short essays with a limit of 1, words. In the age of social media with majority of postings are pictures and videos, Biopage likes to encourage people to write — write about themselves, write their life stories and life experiences.
Now it is like there are too many people as working in the business here of transposing things across for a living. That really the only thing these vetted competitions do now is, just bunch up a bunch of people who cannot write, among judges judging as judges cannot much write either, and they sit around give a small vagabond gift amount of money in discovery for those who suck less at it. As really a sign should go up before hand about how real writers we really need not to apply here anymore.
As none of the spirit of writing is left of writing. Everyone writes politically correct as only to affirm the lack for want of any real creativity getting dispersed. Speak for yourself, honey. Who knows if anyone will publish it, though. While I like how your not afraid to speak your mind, and I really have no say in what you put in your books, could you please try not to offend too many people? This is just a suggestion, so feel free to do whatever you like. My mind is full of stories to tell..
I am an idea person. Is there a place in this writers world for one like myself? Perhaps a writer lacking an idea? I love to write, but I am almost always of of ideas… Maybe you can let me know. Were do I find the legitmate ways to to get paid for entering contests? I would like to find work online and get paid weekly by check through the mail do you know of such?
Many are open worldwide, though, so good luck! I see you havent included the South African Writers college competition — held annually.. Send entries to Nichola sawriterscollege. Is there an URL with guidelines? Yes, the URL for the College is: R5, and R… and its free to enter..! Thanks for that and best wishes. Great List of Writing Contests!! Thank you very much for putting this together. As a aspiring beginner writer this is great place to decide,what contest to enter!
Folks might also want to check out Stories to Change the World, a short story contest for youth and adults about positive and possible futures. Deadline is approaching, check it out! And if you were to submit something previously published on Kindle or Smashwords or the like — could you take it down for a period and still be considered?
Some specify whether situations like self-publication are acceptable or not. That feels like a risky gamble that might get you in trouble. Thanks for posting this list.
When it comes to short stories, I never think about competitions and always look for publications instead. Thanks, Kelly, for this interesting article and list. One does have to watch out for scams and ineffective ways of publishing your work. And entering legitimate writing contests sounds a lot more challenging and rewarding.
When I was a college student, I had written some poems and essays, and was encouraged by friends to get them published. Learned my lesson to avoid being so vain. There are different fees listed on the site, as follows:. Sadly, there are all sorts of ways writers and wannabe writers can fall into the wrong hands, from scam competitions to content mills that pay pennies per word.
This site is a great place to start. I never sent in any money I was told I could win cash, and prizes, and my name can be in this analogy. Great list of resources for free contests. Appreciate the time it takes to curate such a list and so glad you shared it with us. Is there any writing contest in Peabody and I never public a book but can I still enter the writing contest is there more writing contest for Peabody with out scams???
Thanks for chiming in, Cathy — good to know! This is well time for me and I am excited. I love to write as well! Its not childish and stupid. I work on it about every other day or when I get time. Could you experienced authors give me some tips? Appreciate this list, my writing goal for this year- well, one of them, is to seek new writing and publishing opportunities and challenges. We provide a contest where you get paid either way, so long as you make the cut.
With the membership fee you can enter all of our contests at no charge. I have a short story of my stolen childhood.. It has touched a lot of ppl nd its very deep..
A lot of ppl who have read it has gained goose bumps nd a lot of others has related a lot to it.. I have councillors stating I should get it published as its very helpful to thoughts who have been through similar.. I write a lot about life nd the deeper I go with my words the more ppl feel it.. I have had a few ppl state they felt like it was happening to them the words stand out so much..
It would be a great honor if u could pls give me some advice on where or how to start.. If u could pls email me I will be an honour. Fiction and nonfiction writing contests Ready to share your novel or personal essay with the world? Tony Hillerman Prize Presented by St. Francis College Literary Prize This biannual prize honors mid-career writers who have recently published their third, fourth or fifth work of fiction.
See individual contest pages. Annually on December 1. Hektoen Grand Prix Essay Contest Hektoen International, an online journal dedicated to medical humanities, offers two prizes annually for essays of no more than 1, words in two categories. FutureScapes Writing Contest Want to change the world? Annually; deadline for is TBD.
Poetry contests Curious about opportunities for poets? Annually on March 1. See individual prize pages. Writing contests with multiple categories Some contests accept submissions in multiple categories, so you could submit a novella as well as a poem or other work.
Annually; May 4, Where to find more legitimate, free writing contests Looking for more opportunities to submit your work to writing contests? Winning Writers A number of the contests found on our list came highly recommended by this site, which compiles some of the best free literary contests out there. Are you planning to enter any writing contests this year? This post originally ran in February We updated it in April Kelly Gurnett Kelly Gurnett runs the blog Cordelia Calls It Quits and is growing her own freelance writing, editing and blogging empire day by day.
Featured resource Creative Class Move from irregular client work and crappy pay to being a freelance leader in your field. February 16, at 6: February 16, at February 17, at 6: March 8, at March 9, at 3: October 14, at 6: August 14, at 8: January 10, at 8: November 15, at 8: February 24, at 5: March 27, at 5: May 17, at July 20, at 1: September 19, at 3: February 19, at February 19, at 1: November 11, at 4: February 28, at 1: February 18, at 7: April 19, at 7: June 8, at 8: June 23, at July 16, at 6: July 17, at 6: July 26, at 2: September 27, at October 26, at 9: January 19, at 5: February 16, at 9: January 9, at
Old fashioned notions were/are just once legitimate notions of claims for money or what else, when in a time there were hardly or very little amount of writing gigs to get; let alone having someone .
How to Cash a Check. In our digital world of direct deposits and money transfers via smartphone apps, old-fashioned paper checks (or cheques) are still issued for a variety of reasons. Whether it's a birthday check from your grandma or a.
To sign a check over to another person, ask the other person's financial institution if it allows this type of endorsement. If it does, sign your name on the back of the check, then write the name of the other person underneath your signature. Check with the bank that is going to handle the check to. A cheque, or check (American English; see spelling differences), is a document that orders a bank to pay a specific amount of money from a person's account to the person in whose name the cheque has been binclouddownloadernl.ga person writing the cheque, known as the drawer, has a transaction banking account (often called a current, cheque, chequing or checking account) where their money is held.
Hire a highly qualified essay writer to cater for all your content needs. Whether you struggle to write an essay, coursework, research paper, annotated bibliography or dissertation, we’ll connect you with a screened academic writer for effective writing assistance. Writing a check to yourself is like writing any other check. Photo Credit: Chase Swift/iStock/Getty Images.